Refinance Loans

Program Terms

We provide competitive terms and minimal upfront fees, ensuring a transparent
and predictable process when you reach the closing table.

Table Header
Loan Amounts: $75K - $10M
Rates: starting from 9%
Payment: Interest Only
Points: 1.0% - 1.875%
$995 Doc Fee
LTV: Up to 75%
Geography: Nationwide
(except MN, NV, NY, SD, ND)
Appraisal Fee:
$495 to $695
Financing for purchase
and renovation costs
ARV: Up to 70%
NO Junk Fees
Credit Score: 600 Minimum
Title Insurance & Recording Fees:
Approximately 1%
NO Prepayment Penalty:
Payoff the loan at anytime
Loan Terms:
12 to 24 months

Why Choose Us?

We provide fast funding to real estate investors, with loan approval in under 5 minutes
and funding in as little as 5 days.

Instant Online
Approval

A quick 5-minute, streamlined, online application, with no hard credit pull required.

Instant Proof of Funds Letter

Secure your investment property by instantly obtaining your proof of funds and gaining the edge over the competition.

Instant Term
Sheet

Receive your term sheet immediately upon loan approval, enabling you to accurately calculate your costs.

Fast and Seamless
Closings

We seamlessly expedite your journey to the closing table in as little as 5 days.

Recently Funded

$380,000

Jacksonville, FL

  • Type of Loan

    Fix & Flip

  • Interest Rate

    9.50%

$1,050,000

Miami, FL

  • Type of Loan

    Bridge

  • Interest Rate

    9.75%

$665,000

Hollywood, FL

  • Type of Loan

    Fix & Flip

  • Interest Rate

    10.25%

Cash-Out Refi Loans for Already Owned Properties

Cash Out Refinance Loans enable borrowers to tap into their property’s equity and utilize the funds for diverse purposes. These cash-out loans are asset-based, relying on the value of the real estate property rather than personal credit. Due to the streamlined documentation requirements of cash-out (hard money) loans, borrowers can often secure their funds in less than a week.

still have questions?

What type of properties qualify for a cash-out refi loan?

Our team provides loans for a variety of different home types such as the ones below:

  • Single Family Home
  • Townhomes
  • Multi-Family Units
  • Apartments
  • Condominiums
  • And other home types

How much do you lend on a cash-out loan?

We typically lend up to 75% of the property’s value.

What is the interest rate and loan term?

Typically, our interest rates stand at 9.00%, with loan terms ranging from 12 to 24 months. There are associated closing costs, including an origination fee. The majority of our loans are structured as interest-only, where fixed interest payments are made throughout the term, and the full balance is due at maturity.

What is the average closing time?

For residential properties, we aim to deliver a term sheet within 24 hours. After approval, the average time to close is typically 5 to 10 days. Closure time for commercial properties may vary, contingent on factors such as appraisal, title, and environmental conditions.

What happens if I sell the property or prepay the loan before maturity?

The majority of our loans do not impose prepayment penalties, allowing you to pay off the loan in its entirety before the term concludes without any additional fees.

Get an Instant
Approval For
Your Next Project!

5-minute instant online approval, term sheet, proof of funds, empower you on your path to success!